The real issue was not today's game. The Ravens lack killer instinct and it cost them dearly in the month of October when they dropped all four games. Even a split of those games and the division would have gone to Baltimore. You have to beat the teams you're "supposed to beat" so a road game against your biggest rival doesn't become a season killer. Even one more win out of that bunch could have been enough. Instead, the freaking awful Jets played a role in the Ravens fate. The Redskins are mediocre, and we didn't show up for that game. The Giants weren't playing well when we faced them, but we found a way to let ODB single-handedly beat us on a slant. Oakland is clearly a good team this year, but a late defensive lapse was also to blame on that day. I don't always feel like the Ravens know that there are only 16 games in the regular season. The sense of urgency has to be there every week. The killer instinct has to be there every week. When you're beating a team by 10 points, you can't go into a protective shell and hope to hold them. You have to score one or two more times and put the game out of reach. Let's hope the "always aggressive" mentality Harbaugh preaches actually shows up in the decision-making and play on the field next year.