I agree with most of your posts 100%! It's so refreshing and supportive to read that at least someone thinks the same about the current situation of our team. Unfortunately you'll get downvoted to oblivion for your critical point of view by naive, shortsighted fans living in their pink little bubble.
I don't even know what to bring out in your comments, but this time one thing in particular stuck with me and I think is the root of all the problems for us - this team has derailed from the Ravens Way. This is for the most part the doing of Harbaugh. Him and his "high character and high football IQ guys" like you said it. This is all great, but without talent these guys won't be enough for a playoff caliber team.
For the past 5 years now FO has played it safe by drafting those high character and football IQ guys. Now the result is that we have bunch of average or maybe slightly above average good guys on this team who LITERALLY NOONE is afraid to play against. About 10 years ago most teams any players were still AFRAID the entire week before they had to play against the Ravens. Now, there is absolutely nothing dangerous or frightening about playing us - not talent wise, nor character wise. Even when the Ravens of old would lose, they would make you hurt along the way. Now our guys pretty much roll over dead when things are starting to go badly or some player personally starts imposing their will on them.
I know, times and rules have changed and I'm knot saying to punch someone's teeth in, but run someone on over with a purpose at least, if it seems they are feeling to comfortable against us. Instead, we have "high character and high football IQ guys", safe guys. If Harbs has a choice between a very talented guy who might have some character concerns and a "high character guy" with slightly above average skills, there isn't even a question in his mind. And this is how we get stuck with roster of talentless players.
So go back to the Ravens Way. Draft explosive, dangerously talented guys, even when they might have some character risks. Draft players who play intimidatingly, even when there's a risk they might pick up some flags. Draft players who play and compete with passion and fire until the bitter end and then some, even when they don't rank at the top tier of football IQ. Suggs would have never drafted and opposed fear into QBs if we had considered "character concerns" when drafting him. Or does anyone question about the decision to sign Smith Sr., even though he might cause a stir and rub some people the wrong way? NO!
Until we start taking some risks by drafting talented players and competitive players, we will be pretty much the punching bag of the league. And that's mainly the doing of HC Harbaugh in the recent years.
tl;dr
Sick and tired of Harbaugh and the FO drafting a safe team of "high character and high football IQ guys" with no dangerous talent or explosive competitiveness. If they don't start taking some risks, we are not going anywhere.